{"area_code":"645","is_legitimate_code":true,"explanation":"Area code 645 is a legitimate Florida area code. The code itself is not a scam, but scammers can spoof any number — including 645 — so individual calls can still be fraudulent.","spoofing_note":"An area code only shows where a number is registered, not who is calling. Caller ID can be spoofed, so the code alone is not proof a call is local, safe, or fraudulent.","ftc_complaints":{"numbers_with_complaints":16,"total_complaints":77,"top_subjects":["Other","Dropped call or no message","Reducing your debt (credit cards, mortgage, student loans)"],"most_complained":[{"number":"(645) 202-7059","complaints":16,"url":"https://areacode.fyi/number/6452027059"},{"number":"(645) 202-7058","complaints":10,"url":"https://areacode.fyi/number/6452027058"},{"number":"(645) 235-2701","complaints":8,"url":"https://areacode.fyi/number/6452352701"},{"number":"(645) 212-5795","complaints":4,"url":"https://areacode.fyi/number/6452125795"},{"number":"(645) 236-6889","complaints":4,"url":"https://areacode.fyi/number/6452366889"}],"note":"These are FTC Do Not Call complaints filed about specific numbers shown with this area code — frequently spoofed. The area code itself is not a scam.","source":"FTC Do Not Call Reported Calls"},"advice":"Judge the call by what it asks for (urgency, gift cards/crypto, confirming codes or SSN), not by the area code. When unsure, hang up and call back on an official number.","canonical_url":"https://areacode.fyi/645/scam","source":"North American Numbering Plan Administrator via areacode.fyi","data_date":"2026-09-13"}