{"area_code":"787","is_legitimate_code":true,"explanation":"Area code 787 is a legitimate Puerto Rico area code. The code itself is not a scam, but scammers can spoof any number — including 787 — so individual calls can still be fraudulent.","spoofing_note":"An area code only shows where a number is registered, not who is calling. Caller ID can be spoofed, so the code alone is not proof a call is local, safe, or fraudulent.","ftc_complaints":{"numbers_with_complaints":9,"total_complaints":49,"top_subjects":["Other","Dropped call or no message","Reducing your debt (credit cards, mortgage, student loans)"],"most_complained":[{"number":"(787) 277-2383","complaints":15,"url":"https://areacode.fyi/number/7872772383"},{"number":"(787) 720-2450","complaints":6,"url":"https://areacode.fyi/number/7877202450"},{"number":"(787) 297-1110","complaints":5,"url":"https://areacode.fyi/number/7872971110"},{"number":"(787) 777-7775","complaints":5,"url":"https://areacode.fyi/number/7877777775"},{"number":"(787) 680-7931","complaints":5,"url":"https://areacode.fyi/number/7876807931"}],"note":"These are FTC Do Not Call complaints filed about specific numbers shown with this area code — frequently spoofed. The area code itself is not a scam.","source":"FTC Do Not Call Reported Calls"},"advice":"Judge the call by what it asks for (urgency, gift cards/crypto, confirming codes or SSN), not by the area code. When unsure, hang up and call back on an official number.","canonical_url":"https://areacode.fyi/787/scam","source":"North American Numbering Plan Administrator via areacode.fyi","data_date":"2026-08-02"}