Area Code 989

FTC complaints involving 989 numbers

Numbers shown with area code 989 in the FTC's Do Not Call “Reported Calls” database (recent reporting window). Most common reported reasons: “Other”, “Reducing your debt (credit cards, mortgage, student loans)”, “Dropped call or no message”.

Most-complained 989 numbers:

• (989) 343-2000 — 49 complaints
• (989) 520-5983 — 15 complaints
• (989) 883-0925 — 13 complaints
• (989) 215-6405 — 11 complaints
• (989) 596-0555 — 10 complaints

These are FTC Do Not Call complaints filed about specific numbers shown with this area code — frequently spoofed. The area code itself is not a scam. See the most-reported area codes and the most-reported phone numbers nationwide.

Frequently asked questions

Where is area code 989?

Area code 989 covers Saginaw and nearby cities including Midland, Bay City, Mount Pleasant in Michigan, in the Eastern Time.

What cities use area code 989?

Area code 989 serves Saginaw, Midland, Bay City, Mount Pleasant in Michigan.

What time zone is area code 989 in?

Area code 989 is in the Eastern Time (America/New_York).

How do you dial a 989 number?

Dial all 10 digits: 989 followed by the 7-digit local number. From abroad, dial +1 989 and the local number.

Is a call from area code 989 a scam?

A 989 number is geographically tied to Michigan, but caller ID can be spoofed, so the displayed area code does not prove where a caller really is. If you did not expect the call, do not share personal information and consider looking the number up.

Is 989 a country code?

No. 989 is a US area code (a domestic 3-digit code), not a country code. The country (calling) code for the United States is +1, shared across the North American Numbering Plan. So a full 989 number written for international dialing looks like +1 989 followed by the 7-digit local number.