Area codes in Panama City, Florida
Panama City, Florida uses 2 area codes — 850 and 448. The main Panama City area code is 850.
Area codes serving Panama City
Phone numbers in Panama City are written as ten digits — for example (850) 555-0190 — and fall in the Eastern & Central Time zone.
How Panama City came to have 2 area codes
The original Panama City area code is 850, in service since 1997. As the area ran low on available numbers, an overlay code was added over the same region for new phone lines: 448 (2021). Existing numbers kept their original code — an overlay never forces anyone to change their number — which is why Panama City now uses all 2 codes and every local call is dialed with ten digits.
All Florida area codes · Is a Panama City call a scam?
Nearby cities
- Fort Walton Beach area codes
- Dothan area codes
- Tallahassee area codes
- Pensacola area codes
- Mobile area codes
- Valdosta area codes
- Montgomery area codes
- Biloxi area codes
More cities in Florida
- Miami area codes
- Orlando area codes
- Tampa area codes
- Jacksonville area codes
- Fort Lauderdale area codes
- West Palm Beach area codes
- Fort Myers area codes
- Gainesville area codes
Frequently asked questions
What is the area code for Panama City?
The main area code for Panama City, Florida is 850. Panama City is now served by 2 area codes in total: 850, 448.
How many area codes does Panama City have?
Panama City has 2 area codes: 850, 448.
Why does Panama City have more than one area code?
As Panama City used up the numbers available in its original area code (850, in service since 1997), additional "overlay" codes were added over the same area so new phone numbers could keep being assigned.
How do you dial a Panama City number?
Dial all 10 digits — the area code (850 or 448) followed by the 7-digit local number. From abroad, dial +1, then the area code and number.
Sourced from the official NANPA (North American Numbering Plan Administrator) numbering database, current as of August 2, 2026. Refreshed monthly.