Short code 80101: who texts from it?
80101 is a US SMS short code registered to Capital One, verified against the owner's own published documentation. What it carries: Text-to-download mobile app link.
Short code 80101 at a glance
| Owner | Capital One |
|---|---|
| What the texts are | Text-to-download mobile app link |
| Opt-out | Text STOP; HELP for help |
| Impersonation risk | Rarely impersonated |
| Source | Capital One's own documentation |
| Verified | July 4, 2026 |
Is a text from 80101 legit?
80101 is Capital One's documented sender ID for these messages. It's rarely impersonated, but the safe habit is the same everywhere: never tap a link or share a code just because a text looks familiar.
A familiar sender is not a guarantee. Even a message that really comes from 80101 deserves the same caution: judge it by what it asks for, and never share a one-time code, password, or PIN because a text looks official.
Other Capital One short codes
- 20157 — Text-to-apply for Menards credit card
- 227373 — Account servicing / fraud alerts
- 227767 — Account servicing / fraud alerts
- 227898 — Account servicing / fraud alerts
- 33580 — Text-to-apply for BJ's Wholesale credit card
- 44580 — Text-to-apply for Williams-Sonoma credit card
- 61869 — Bank account servicing messages
- 66570 — Text-to-apply for REI Co-op Mastercard
See all Capital One short codes in the directory.
How to verify any business text
Whatever the sender shows, these five habits keep you safe from smishing:
- Don't tap links in a text you weren't expecting — even if the sender looks right.
- Open the company's official app, or type its web address yourself, instead of following a link.
- Call the number on your card, statement, or the company's official website — never a number the text gives you.
- Never share a one-time code, password, or PIN. A real company will never text asking you to read one back.
- Report smishing: forward the message to 7726 (it spells SPAM) and file it at reportfraud.ftc.gov.
Report a scam text: forward it to 7726 (which spells SPAM) so your mobile carrier can investigate the sender, then report it at reportfraud.ftc.gov. Don't reply or tap any links. More on 7726.
Look up another short code · Got a call instead? Look up the number
Frequently asked questions
Who texts from 80101?
80101 is a US SMS short code registered to Capital One. Text-to-download mobile app link. Short codes are the 5- and 6-digit numbers businesses send texts from, administered in the US by the CTIA.
Is a text from 80101 a scam?
80101 itself is Capital One's verified short code, not a scam — but scammers impersonate Capital One from other numbers, so a familiar-looking sender is never a guarantee. Judge any message by what it asks for: never share a one-time code or password, and don't tap links you didn't expect.
How do I stop texts from 80101?
Text STOP; HELP for help. If messages continue after you opt out, contact Capital One through its official app or website rather than replying to the text.
How do I report a suspicious "Capital One" text?
Forward it to 7726 (which spells SPAM) so your carrier can investigate, and report it at reportfraud.ftc.gov. Don't reply to the message or tap any links, and confirm anything important with Capital One through its official app or the number on your card.
Compiled from each sender's own published SMS documentation — help centers, terms of service, and fraud-alert pages; the commercial CTIA short-code registry is not used. Every entry carries the owner's source link and is re-verified monthly. areacode.fyi is independent and not affiliated with any company named here.