Short code 99217: who texts from it?
99217 is a US SMS short code registered to Bank of America, verified against the owner's own published documentation. What it carries: Text-based authorization / verification codes.
Short code 99217 at a glance
| Owner | Bank of America |
|---|---|
| What the texts are | Text-based authorization / verification codes |
| Opt-out | One-time code |
| Impersonation risk | Frequently impersonated |
| Source | Bank of America's own documentation |
| Verified | July 4, 2026 |
Is a text from 99217 legit?
Bank of America is a frequently impersonated brand. A text that genuinely comes from 99217 matches Bank of America's documented sender ID, but scammers send lookalike "Bank of America" messages from ordinary 10-digit numbers with links. Treat any Bank of America text that asks you to tap a link, log in, or share a code as suspicious — whatever number it shows.
A familiar sender is not a guarantee. Even a message that really comes from 99217 deserves the same caution: judge it by what it asks for, and never share a one-time code, password, or PIN because a text looks official.
Other Bank of America short codes
- 73981 — Text-based authorization / verification codes
How to verify any business text
Whatever the sender shows, these five habits keep you safe from smishing:
- Don't tap links in a text you weren't expecting — even if the sender looks right.
- Open the company's official app, or type its web address yourself, instead of following a link.
- Call the number on your card, statement, or the company's official website — never a number the text gives you.
- Never share a one-time code, password, or PIN. A real company will never text asking you to read one back.
- Report smishing: forward the message to 7726 (it spells SPAM) and file it at reportfraud.ftc.gov.
Report a scam text: forward it to 7726 (which spells SPAM) so your mobile carrier can investigate the sender, then report it at reportfraud.ftc.gov. Don't reply or tap any links. More on 7726.
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Frequently asked questions
Who texts from 99217?
99217 is a US SMS short code registered to Bank of America. Text-based authorization / verification codes. Short codes are the 5- and 6-digit numbers businesses send texts from, administered in the US by the CTIA.
Is a text from 99217 a scam?
99217 itself is Bank of America's verified short code, not a scam — but scammers impersonate Bank of America from other numbers, so a familiar-looking sender is never a guarantee. Judge any message by what it asks for: never share a one-time code or password, and don't tap links you didn't expect.
How do I stop texts from 99217?
One-time code. If messages continue after you opt out, contact Bank of America through its official app or website rather than replying to the text.
How do I report a suspicious "Bank of America" text?
Forward it to 7726 (which spells SPAM) so your carrier can investigate, and report it at reportfraud.ftc.gov. Don't reply to the message or tap any links, and confirm anything important with Bank of America through its official app or the number on your card.
Compiled from each sender's own published SMS documentation — help centers, terms of service, and fraud-alert pages; the commercial CTIA short-code registry is not used. Every entry carries the owner's source link and is re-verified monthly. areacode.fyi is independent and not affiliated with any company named here.